SwatchPAY! – The coolest way to pay

SwatchPAY! is like something from a James Bond film. You just hold your watch up to the payment terminal – and your transaction is automatically completed. All you need is a card from your provider and "one".

Have you already registered for "one"?

Register now

Using your watch to pay is cool.

Your SwatchPAY! watch looks like a regular Swatch – but it’s actually much more. You can make contactless payments just by briefly holding your watch up to the payment terminal. How cool is that?

Ready to pay - no charging required.

With your SwatchPAY! watch you never have to worry about phone battery problems again – you’re always ready to make convenient, contactless payments no matter where you are. Because the NFC module in your watch works just like a credit card, with no battery needed.

Paying has never been so cool.

Set up SwatchPAY!

Activate SwatchPAY! really easily with the SwatchPAY! app.

     

Step 1
Download the SwatchPAY! app and open it on your smartphone.
Step 2
Select your SwatchPAY! model.
Step 3
Store your card in the SwatchPAY! app. 
Step 4
Manage the activation process within the app.

Pay with SwatchPAY!

Using SwatchPAY! is easy and cool!

Step 1

Hold your watch up to the contactless terminal. For amounts over the contactless limit, you still have to enter your card's PIN code at the terminal.

Step 2

Wait until the payment is confirmed on the terminal display.

Step 3
That's it.

FAQ

About SwatchPAY!

SwatchPAY! is a payment facility from Swatch that lets you make contactless payments easily and securely using your SwatchPAY! watch.

The SwatchPAY! spending limit is the same spending limit that otherwise applies to your card.

In “one” you can view all the transactions made with your card. 

Check the transaction overview and your card’s spending limit in "one". Contact your card provider’s customer service team if you have further questions.

Getting started

You need a SwatchPAY! watch and the SwatchPAY! app.

Yes. "one" is the digital service for your card that gives you a comprehensive overview of your spending at all times. The personal details (e-mail address, mobile number etc.) you store in "one" are required for the security check conducted when you activate SwatchPAY!.

Register for "one" now

No. Payments can be made with your SwatchPAY! watch even if your smartphone is not nearby.

Paying with SwatchPAY!

Yes, if the amount of the transaction is more than the contactless limit.

1. Hold your SwatchPAY! watch up near the payment terminal.
2. Double-check that the payment terminal has confirmed your payment.
3. Done!

Yes. Comprehensive security measures apply to payment confirmations (authorisation) as well as data protection.

Data security: When you add your card to SwatchPAY!, SwatchPAY! will generate an encrypted virtual image of your card on the wearable (known as a token = a new digital card number). Only the Mastercard® and Visa card organisations are able to identify the cardholder's actual card number from this token. When paying with SwatchPAY!, only the token is transmitted to the vendor.

Wherever contactless payment is accepted.
SwatchPAY! can also be used internationally.

Managing your cards

Please visit your card provider’s website to find out whether SwatchPAY! is supported.

No. Only one card can be activated for a given SwatchPAY! watch

Yes, if you are registered for the surprize rewards programme. Find out more here.

In the SwatchPAY! app, block or delete the virtual card activated for SwatchPAY! Transactions are still possible using the physical card. Contact your card provider’s customer service team if you have further questions.

Contact your card provider’s customer service team.

You can block and deactivate the virtual card in the SwatchPAY! app. Transactions are still possible using the physical card.

Answers to other questions about SwatchPAY!

Mobile Payment Solutions