With Google Pay, you can now pay quickly, securely and easily in millions of places – on websites, in apps and in shops.
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With Google Pay, you no longer have to search for your cards, you simply pay with what you already have in your hand: your smartphone.
Google Pay protects your payment information with multiple layers of security and one of the most advanced security infrastructures in the world. So your account will always be safe.
Pay with Google Wallet and your smartwatch such as the Fitbit Sense 2 or Google Pixel Watch – your smartphone does not have to be nearby.
Activate your card for Google Pay in the "one" app in just a few steps.
Unlock your smartphone. For amounts below the contactless limit, you simply have to exit sleep mode.
Hold the smartphone against the terminal until you see a check mark. You don't even have to open an app.
In "one" app, you will also find all your Google Pay transactions summarised by expenditure category.
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Google Pay is the fast, simple way to pay at millions of places – on sites, in apps, and in stores. It brings together everything you need at checkout and protects your payment info with multiple layers of security.
The Google Pay spending limit is the same spending limit that otherwise applies to your card.
In “one” you can view all the transactions made with your card. Plus, an overview shows all your transactions organised by category.
In the Google Pay app under “Activities” you’ll find an overview summarising the most recent transactions you’ve made with Google Pay.
Check your card’s transaction overview and spending limit in the “one” app. Contact your card provider’s customer service team if you have further questions.
To make purchases in stores: Make sure your device meets software standards, has NFC, and NFC is turned on. Your phone must also have HCE.
If you have another contactless payment app on your phone: In your phone’s Settings app, make Google Pay the default payment app.
No. The “one” app is all you need for activation and your day-to-day use.
Yes. "one" is the digital service for your card that gives you a comprehensive overview of your spending at all times. The personal details (e-mail address, mobile number etc.) you store in "one" are required for the security check conducted when you activate Google Pay. Register for "one" now
Yes. Comprehensive security measures apply to payment confirmations (authorisation) as well as data protection.
Authentication: To use Google Pay, the device lock (PIN, fingerprint, facial recognition, pattern etc.) for your smartphone/smartwatch must be activated. For amounts over the contactless limit, your smartphone/smartwatch has to be unlocked so you can confirm the transaction. Confirmation may not be required for transactions totalling less than the contactless limit.
Data security: When you add your card to Google Pay, an encrypted virtual image of the card is generated on your mobile device. This represents a new card number in digital form called a “token”. Only the Mastercard and Visa card organisations can match the token to the cardholder’s actual card number. When you use Google Pay, the merchant only receives the virtual card number, not your actual card information. Google does not have access to these encrypted transaction details. This ensures the best possible protection for your card and transaction information.
You can pay with Google Pay wherever you see either the contactless or Google Pay symbols. Look for them on the payment terminal screen or on the cash register at checkout.
Google Pay can also be used internationally.
Important: You’ll need to turn on NFC to pay in stores. To turn on NFC, check your phone’s settings app.
No, that is not necessary.
Pay with your phone
Pay on an app or website
Pay with your smartwatch
Yes, you can activate multiple cards for Google Pay.
In the “one” app, you can also remove cards that you’ve activated for Google Pay:
Yes, if you are registered for the surprize rewards programme. Find out more here.
Block the mobile device or delete your data through your Google account. The card(s) activated for Google Pay are thereby blocked or deleted. Transactions are still possible using the physical card.
You can also report the loss to your card provider or block the physical card in the “one” app. All virtual cards will also be blocked as a result.
Please visit your card provider’s website to find out whether Google Pay is supported.